Michaela Merz


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Vaclav Patek


If there was a renaissance person in our era, it was Vaclav Patek. Vaclav reminded me of Robinson Crusoe. He always found a way. There was no difficult situation, he managed them all. He was an endless optimist, with the courage to start new things and end them successfully. I laughed a lot with him, Continue reading


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Insurance questions


Do you know what is covered by your insurance policy? Or better, do you know what damages are not covered?

It is raining. Without end. After the hard winter and the inexistent spring it now looks as if we would get a rainy summer.

The pictures of the flooded villages and cities cause much pain for me. What suffering!! What blows of fate! Continue reading