Karl and his mother


They were always very short of money. As long as Karl could remember, at the end of every month there had been a yawning hole in his mother’s housekeeping budget, the result of which was that he had to take stale bread for his snack or in the worst case no bread at all. But Peter, Karl’s classmate, always shared his sandwich with Karl. So Karl was never really hungry. Read More »

How to become a saver


When my youngest one (7) was born, the ZKB opened an account for him and gave him 20 Francs as a gift. Just like that. Without me having to do anything. I found that nice.

At about the age of 6, money started becoming an issue and in the course of my educational measures, he got a weekly pocket money of 2 Francs. It was funny at the beginning because he used to give the money away to his friends. I thought his generous manner impressive. However, then he noticed that I refused to buy him any sweets, he started to save the money, in order to have some money for “larger” expenses.Read More »